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Setting prices and terms of trade

Setting your pricing at the right level is very important. There are many things to consider including what the market is willing to pay for your product or service, what your competitors charge, your costs and overheads, and your financial goals. Your terms of trade outline the payment arrangements between you and your creditors. This is an introduction to setting prices and terms of trade.

Pricing your product

Product pricing is an essential part of any successful business. Your product's price must maximise sales and profits while covering the costs of running your business. This is in formation on methods to determine the selling price of your product.

This information is brought to you by The Small Business Company

How to calculate your break even point

When considering whether or not you should start or buy a business it's useful to know what your break even point is. This article provides formulas for working out your break even point with explanations on how to establish fixed and variable costs.

This information is brought to you by The Small Business Company

Your charge out rate calculator

How much should you charge? You just need to know how much you want to earn (your profit) plus how much it costs to run your business (your overheads) and then divide this figure by the number of hours you can charge out to customers.

This information is brought to you by The Small Business Company

Things to consider when preparing estimates and quotes

This information is from the consumers perspective of the process of getting an estimate or a quote. It is a useful business tool because it provides a checklist of what components should make up a quote, the technicalities of paying for quoted goods and services, unauthorised work, and other problems that you may face when dealing with and estimate or quote.

This information is brought to you by Ministry of Consumer Affairs

Laws about pricing goods and services

In New Zealand traders are free to choose the price at which they wish to sell goods or services. There are laws around pricing that look at: consumers bargaining, discounting a product, different prices for different methods of payment. This article investigates various examples of laws around pricing goods or services in practice.

This information is brought to you by Ministry of Consumer Affairs

What should be included in your terms of trade? Opens in a new window

It's good business practice to have terms of trade in place when you're supplying goods or services. You can avoid potential disputes and minimise bad debts by recording rights and obligations from the start. Here are six important points to consider when preparing your terms of trade.

This information is brought to you by Rainey Collins Lawyers

Set terms of payment so you get paid on time

Does your customer know what your terms of trade are? Getting paid on time is often affected by setting expectations with your customer early on in the transaction. Learn what your payment agreement should include and how you can present it on your invoices.

This information is brought to you by The Small Business Company

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Time is money when you charge an hourly rate, so it may not pay to spend hours on tasks you can pay others to do at a cheaper rate.